Professor Moulton’s research interests include public policy implementation, evaluation and management. Moulton specializes in housing and consumer finance policies and programs implemented by federal, state and nonprofit organizations, with a focus on vulnerable populations.
Moulton is currently studying consumer decision-making regarding mortgages, and the role of public policy and program interventions to improve mortgage outcomes. She is the principal investigator on a randomized evaluation of financial planning interventions for low income homebuyers (with funding from the Social Security Administration’s Financial Literacy Research Consortium), and the principal investigator on a multi-phase analysis of the financial decision making of seniors considering reverse mortgages (with funding from the MacArthur Foundation and the U.S. Department of Housing and Urban Development). She also studies homeownership programs administered by state housing finance agencies (HFAs), including first-time homebuyer programs and foreclosure prevention initiatives.
Prior to her academic career, Moulton worked in the nonprofit sector, designing and managing asset building, homeownership, and community development programs at the local and state levels.
In addition to research and teaching at OSU, Moulton is appointed to the Charitable Advisory Council to the Ohio Attorney General, provides policy and research assistance to the Ohio Housing Finance Agency and the Office of Affordable Housing Research, and is an appointed Research Affiliate to the Center for Financial Security at the University of Wisconsin, Madison.
Moulton received her Ph.D. in Public Affairs from the School of Public and Environmental Affairs at Indiana University.
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